Fast, fair financing for every Filipino
OSCA PASAY LENDING CORP. provides accessible credit solutions for individuals, small businesses, and entrepreneurs. Transparent terms, competitive rates, and a commitment to your financial growth.
Credit that works for you
Tailored loan products designed to meet your unique financial needs — from personal emergencies to business expansion.
Personal Loans
Quick access to funds for medical emergencies, education, home improvements, and special occasions. From ₱10,000 to ₱500,000.
Small Business Loans
Working capital for sari-sari stores, food businesses, and local enterprises. Grow your business with flexible repayment terms.
OFW Loans
Special financing for Overseas Filipino Workers and their families. Fixed rates, easy requirements, fast disbursement.
Auto & Motorcycle Loans
Get your dream vehicle with affordable monthly payments. Competitive interest rates for new and used vehicles.
Home Improvement Loans
Renovate, repair, or expand your home. Long-term financing with fixed interest rates.
Salary Loans
For government and private employees. Zero collateral, fast approval, and convenient payroll deduction.
Transparent. Fair. Filipino-first.
We understand the financial challenges of everyday Filipinos. Our mission is to provide honest, accessible credit that helps you achieve your goals — not trap you in debt.
What our borrowers say
Real experiences from satisfied clients across the Philippines.
“OSCA PASAY LENDING helped me expand my small grocery store. The process was simple, and the staff was very helpful. Now my business is earning 40% more!”
— Maria R.
Small Business Owner, Pasay“I needed emergency funds for my mother's hospital bill. They approved my loan on the same day. Thank you for being there when we needed it most.”
— John C.
OFW Family“Transparent terms, no surprises. I've borrowed twice already and will definitely come back. Highly recommended for anyone needing quick, fair financing.”
— Anna L.
Government EmployeeSmart borrowing tips
Practical advice to help you make informed financial decisions.
Know your repayment capacity
Borrow only what you can comfortably repay. A good rule of thumb: monthly payments should not exceed 30% of your monthly income.
Build your credit history
On-time payments improve your credit standing, making it easier to access larger loans with better rates in the future.
Compare before you commit
Look at interest rates, fees, and terms. The lowest monthly payment isn't always the best deal — consider the total cost.
Frequently asked questions
Clear answers about our lending services.
Ready to achieve your financial goals?
Apply online or visit our branch. Our loan advisors are ready to assist you.
1230 Roxas Blvd, Barangay Malate, Manila, Metro Manila, 1004 Philippines